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Law and Order Code of the Fort McDowell
Yavapai Community, Arizona
Adopted by
Resolution No. 90-30
July 9, 1990 and Subsequently Amended
[Includes amendments dated 2000.]
Approved
by Area Director, Bureau of Indian Affairs
Phoenix Area Office
October 16, 1990
Art. I In General, §§ 20-1 - 20-10
Art. II. Recording, §§ 20-11 - 20-20
Art. III. Land Assignments, §§ 20-21 - 20-30
Art. IV. Leasing, §§ 20-31 - 20-40
Art. V. Residential Landlord and Tenant, §§ 20-41 - 20-80
Div. 1.
Generally, §§ 20-41 - 20-50
Div. 2.
Landlord Obligations, §§ 20-51 - 20-60
Div. 3. Tenant
Obligations, §§ 20-61 - 20-70
Div. 4.
Remedies, §§ 20-71 - 20-80
Art. VI.
Eviction, §§ 20-81 - 20-100
Art. VII. Mortgages/Installment Contracts and Foreclosure, §§ 20-101 -
20-130
Art. VIII. Eminent Domain, §§ 20-131 - 20-140
Art. IX. Repossession of Personal Property, §§ 20-141 - 20-160
ARTICLE I. IN
GENERAL
Sec. 20-1. PURPOSE AND INTENT.
This Chapter shall be interpreted and construed to fulfill the following
purposes:
- To simplify
the law governing the occupation of premises and to protect the rights of
lessors and lessees.
- To preserve
the peace, harmony, safety, health and general welfare of the people of the
Tribe and those permitted to enter upon or reside within the territory of
the Tribe.
- To provide for
the assignment of lands within the territory of the Tribe to members of the
Tribe in general and in a manner which will facilitate financing for the
construction and/or purchase of family residences upon such lands.
- To provide
eviction procedures and to require lessors to use those procedures when
evicting lessees.
- To encourage
lessors and lessees to maintain and improve premises within the territory of
the Tribe in order to improve the quality of housing as a resource of the
Tribe.
- To simplify
the law governing the rights, obligations, and remedies of the owners,
sellers, buyers, lessors, and lessees of property.
- To avail the
Tribe and its members of financing for the construction and/or purchase of
family residences on land within the territory of the Tribe by prescribing
procedures for the recording, priority and foreclosure of mortgages given to
secure loans.
- To establish
laws and procedures which are necessary in order to obtain funding for
Tribal housing programs or loan guarantees for private or Tribal housing
construction, purchase, or renovation.
- To establish
procedures governing condemnation of property by the Tribe or other
exercises of the Tribe's power of eminent domain.
- To establish
laws and procedures governing the repossession and removal from the
territory of the Tribe of personal property.
Sec. 20-2. APPLICABILITY OF CHAPTER
Except as otherwise expressly provided, this Chapter shall apply to any and all
arrangements, formal or informal, written or oral or by the practice of the
parties, in selling, buying, renting, leasing, occupying, or using any and all
forms of property.
Sec. 20-3. JURISDICTION.
- This Chapter
shall apply to all persons and property, personal and real, subject to the
jurisdiction of the Tribe as established by the Constitution of the Tribe;
the inherent sovereignty of the Tribe; and other applicable laws,
regulations, and ordinances.
- The Tribal
Court shall have exclusive subject matter jurisdiction over any and all
proceedings authorized to be brought in Tribal Court by this Chapter and
personal jurisdiction over all persons and property, personal and real,
subject of such proceedings.
- Nothing in
this Chapter shall be construed as a limitation upon the sovereignty or
sovereign immunity of the Tribe or jurisdiction of the Tribe or Tribal
Court.
Sec. 20-4. SUPPLEMENTARY PRINCIPLES OF LAW APPLICABLE.
The common law of the Tribe, as defined in the first paragraph of Section 5-1 of
Article I of Chapter 5 of this Law and Order Code, shall supplement the
provisions of this Chapter.
Sec. 20-5. SEVERABILITY.
If any article, section, or provision of this Chapter or amendment made by this
Chapter is held invalid, the remaining articles, sections or provisions of this
Chapter and amendments made by this Chapter shall continue in full force and
effect.
Sec. 20-6. DEFINITIONS.
As used in this Chapter:
- "Tribal
Council" means the Tribal Council or Community Council of the Fort
McDowell Yavapai Indian Community of the Fort McDowell Indian Reservation as
defined in the Constitution of the Fort McDowell Yavapai Indian Community.
- "Laws of
the Tribe" has the same meaning as that term is explained in the first
paragraph of Section 5-1 of Article I of Chapter 5 of this Law and Order
Code.
- "Territory
of the Tribe" means the physical territory of the Fort McDowell Yavapai
Indian Community as it is described in its Constitution and shall include
the lawful jurisdiction of the Tribe provided nothing in this subsection
shall be construed to limit the physical territory, jurisdiction, or
sovereignty of the Tribe.
- "Tribal
Court" means the Tribal Court as established by the Constitution and/or
laws of the Tribe or such body as may now or hereafter be authorized by the
laws of the Tribe.
- "Tribe"
refers to the Fort McDowell Yavapai Indian Community of the Fort McDowell
Indian Reservation as defined in the Constitution of the Tribe and its
agencies, departments, divisions, instrumentalities, economic enterprises,
and officials thereof.
- Reference to
persons by terms denoting sex shall be taken as referring to either sex.
Reference to persons or things by a term denoting the singular shall include
the plural.
(Sec. 20-7 -
20-10. Reserved.)
ARTICLE II.
RECORDING
Sec. 20-11. APPLICABILITY.
Any instrument affecting real property, as that term is defined in this Article,
shall be recorded as provided by this Article.
Sec. 20-12. DEFINITIONS.
As used in this Article:
- "Grantee"
means any person or entity, such as a mortgagor, lessee, or purchaser, who
receives any interest in real property by assignment, deed, mortgage, lease,
installment contract, rental agreement, or other agreement by a grantor;
such term shall include any person or entity on any instrument affecting
real property who is granted an interest in real property by another.
- "Grantor"
means the Tribe or any other person or entity, such as a mortgagee, lessor,
or seller, who has an interest in real property and assigns, sells,
mortgages, leases, conveys by installment contract, rents, or otherwise
transfers all or some of its interest in such real property; such term shall
include any person or entity on any instrument affecting real property who
grants an interest in real property to another.
- "Instrument
affecting real property" or "instrument" means any document
or instrument related to or affecting the transfer of an interest in real
property or part thereof, including, but not limited to, a land assignment,
deed, mortgage, installment contract, lien, lease, rental agreement,
sublease or assignment, or any other instruments the Tribal Council may
designate by law or resolution to be included under this Article.
Notwithstanding the fact that households and homes are classified as
personal property in other sections of this code, instruments relating to
households or homes must be recorded under this Article.
- "Recorder"
refers to the Land Use/Lease Department of the Tribe or other agency,
department, or official properly designated by resolution or law of the
Tribal Council to perform the functions required under this Article.
Sec. 20-13. PRIORITY.
- An instrument
affecting real property recorded in accordance with this Article shall be
notice to all persons and entities of the existence of the transaction or
transfer and any rights, interests, or liabilities created thereby.
- Unless
otherwise expressly provided by the laws of the Tribe, any instrument
affecting real property recorded in accordance with this Article shall have
priority over any instrument, lien, or claim not recorded at the time of
such recording unless there is notice, actual or constructive, of the
existence of such unrecorded instrument, lien, or claim.
- Instruments
affecting real property executed before enactment of this Article shall not
be subject to subsection (b) of this Section. Unless otherwise expressly
provided by the laws of the Tribe, an instrument affecting real property
executed before the enactment of this Article shall have priority over any
subsequent instrument, lien, or claim provided such prior instrument has
been recorded in accordance with this Article or there is notice, actual or
constructive, of the existence of such prior instrument.
- An unrecorded
instrument shall have priority over any subsequent unrecorded instrument,
lien, or claim.
- A lien or
claim of the Tribe shall have priority over any and all other instruments,
liens, and claims without regard to recordation, notice, or priority in
time.
Sec. 20-14. RECORDING.
- The recorder
shall perform the recording functions under this Article.
- The recorder
shall maintain, within its own system of records, a system for the recording
of instruments affecting real property.
- The recorder
shall endorse upon any instrument affecting real property received for
recording under this Article:
- The date
and time of receipt of the instrument affecting real property;
- The filing
number, to be assigned by the recording agent, which shall be a unique
number for each instrument affecting real property; and
- The name
of the individual recorder receiving the instrument affecting real
property. Upon completion of the above endorsements, the recorder shall
make a true and correct copy of the instrument affecting real property
and shall notarize such copy. The recorder shall maintain such copy of
the instrument affecting real property in the records of the recording
system and shall return the original of the instrument affecting real
property to the person that presented the same for recording.
- The recorder
shall maintain a log of each recorded instrument affecting real property, in
which there shall be entered:
- The name
of the grantor of each instrument, identified as such;
- The name
of the grantee of each instrument, identified as such;
- The date
and time of receipt;
- The filing
number assigned by the recorder;
- The name
of the individual recorder receiving the instrument affecting real
property;
- A
description of the real property of the instrument; and
- A
description of the transaction of the instrument.
- The certified
copies of the instruments and the log maintained by the recorder shall be
made available for public inspection and copying.
- In lieu of
presenting an original instrument affecting real property for recording, any
person or entity may present a copy of the same upon which there is an
original certification which has been signed and sealed by a notary public
or other authorized official.
- The Tribal
Council may from time to time establish recording fees, copying fees, and
fees for the certification of any instrument recorded under the recording
system established under this Article.
(Sec. 20-15 - 20-20.
Reserved.)
ARTICLE III.
LAND ASSIGNMENTS
Sec. 20-21. GENERALLY.
- Special boards
of community members or departments may be selected by the Tribal Council
who may be designated by the Tribal Council to perform any duty under this
Article.
- Land
assignments issued (i) pursuant to the Land Ordinance adopted June 13, 1994
and (ii) issued prior to June 13, 1994 if the assignee has been using the
land for the assigned purposes during the five years prior to June 13, 1994
shall continue in fill force and effect subject to continued compliance with
the provisions of this Chapter.
Sec. 20-22. ASSIGNMENT OF LAND.
Tribal lands shall be assigned in conformity with the following rules:
- Application
for assignment of Tribal land shall be made in writing to the Land Use/lease
Department or other authorized designee of the Tribal Council which shall
record and file the application. The Tribal Council will then take up and
consider the application.
- Assignments of
land shall be made by the Tribal Council in the form of a written agreement.
This agreement shall include a description of the land and shall define the
purposes for which the land is being assigned.
- The Tribal
Council, before taking any action in assigning any particular tract of land,
shall post a notice twenty (20) days before the proposed action is to be
taken at the Tribal Office and on the land itself so that anyone claiming
prior rights in or to the land in question may appear before the Tribal
Council and voice his or her protest against the proposed assignment.
- Assignments of
Tribal land may be made only to enrolled members of the Tribe or to tribal
enterprises. Every enrolled member of the Tribe who has reached the age of
twenty-one (21) or is married shall be considered eligible to receive an
assignment at the discretion of the Tribal Council.
- The amount of
land requested which is included in each assignment shall be based upon the
ability of the applicant to make beneficial use of the land. In general:
- The size
of farming assignments will be 10 acres, but more or less than this
amount may be assigned at the discretion of the Tribal Council. A member
shall not be permitted to hold more than one farming assignment at any
one time; and
- Land
assignments for residential or business use will generally be no more
than one acre, but more or less than this amount may be assigned at the
discretion of the Tribal Council.
- Assignments of
land will be made in such a way that they do not conflict with long range or
overall Tribal plans for land use. This means that an eligible applicant may
be denied an assignment for one piece of land and be encouraged instead to
apply for an assignment in a different area.
Sec. 20-23. CHANGES IN LAND ASSIGNMENTS.
- If a person
wishes to temporarily give up an assignment or change the use for which the
land was assigned, it will be the responsibility of the assignee to obtain
the approval of the Tribal Council for these changes. Such request shall be
made in writing and shall follow the same procedures outlined in this
Article for the assignment of land.
- If a Tribal
member who is using his or her assignment wishes to have that assignment
enlarged or increased to include additional area, it will be necessary for
the member to apply for a new land assignment in accordance with this
Article that includes both the original assignment and the additional area.
Sec. 20-24. CANCELLATION OF LAND ASSIGNMENTS.
- The Tribal
Council, before taking any action to cancel an assignment, shall post a
notice twenty (20) days before the proposed action is to be taken at the
Tribal Office and on the land itself so that interested persons will have an
opportunity to appear before the Tribal Council to support or oppose the
proposed action. The Tribal Council shall also send, via certified mail, the
notice to the last known address of the person holding the assignment.
- Except as
provided by this Section, the Tribal Council may cancel any assignment of
land for one or more of the following reasons:
- Failure to
use the land as assigned for a period of two (2) or more consecutive
years; or
- Use of the
land in violation of the agreement of assignment, Mortgage, or
Installment Contact; or
- Violation
of any applicable ordinances of the Tribe relating to the use of the
land; or
- Use of the
land in any manner to the injury of the Tribe or Community in general;
or
- Condemnation
pursuant to the Tribe's power of eminent domain.
- Failure to use
the land as assigned for a period of four consecutive years will result in
the automatic cancellation of the assignment.
- No assignment
may be canceled for nonuse, during the two years following the assignment,
if the assignee has been prevented from using the land as assigned due to
natural disasters or the breakdown of the irrigation system.
- For land
assignments made for farming or pasture, "use as assigned" means
clearing, planting, and irrigating farm lands and clearing and irrigating
pasture land. Merely building and maintaining fences around the assigned
area does not qualify as "use as assigned."
- The entering
of final judgement by the Tribal Court in any foreclosure or eviction
proceeding shall result in the automatic cancellation of the related land
assignment and such land assignment shall be disposed of according to
Sections 20-111 (b) and 20-112 of Article VII of this Chapter.
- If an
assignee's home is located on a farming assignment and the farming
assignment is canceled, the assignee may request and receive a residential
assignment for the home site only.
Sec. 20-25. USE OF LAND ASSIGNMENT.
- Except as
otherwise provided by the laws of the Tribe, assignments of land under this
Article are rights of use and occupancy which shall be held for life or
until relinquished by the assignee. Except as otherwise expressly provided
by the laws of the Tribe, the relinquishment, expiration, cancellation, or
other termination of a land assignment shall result in the reversion of the
land to the Tribe.
- All mineral
and subsurface rights and the right to take easements on Tribal lands shall
be reserved to the Tribe.
- Unless the
Tribal Council consents in a duly authorized Council Resolution or a
specific exception of this Code explicitly authorizes otherwise, the
following shall not be sold, devised, willed, inherited, or otherwise
removed from the land by a retiring assignee as they will be considered part
of the realty:
- Any
structures, residences, homes, fences, or other improvements constructed
or placed upon the land at Tribal expense (Homes conveyed subject to an
Installment Contract may be conveyed pursuant to the terms of the
Installment Contract and the applicable policies);
- Wells,
including the curbing and casings;
- Concrete
ditching;
- Mature
trees and vines (not to include nursery stock);
- All native
timber;
- Land,
dirt, and rocks; or
- Any other
property owned by the Tribe.
- Structures,
homes, residences, and other improvements placed upon Tribal assigned land
by the assignee or owned by the assignee shall be considered personal
property of the person placing the improvements on the land and may be
disposed of and removed from the land in the same manner as other personal
property so long as the land is returned to a condition substantially
similar to its condition at the time of assignment.
- Land
assignments may not be sold, leased, or rented by assignees without the
approval of the Tribal Council or authorized representative of the Tribal
Council, but may be mortgaged or otherwise encumbered to secure a loan for
the sole purpose of improving the land assigned in conformance with the use
as assigned.
- A land
assignment may not be devised, willed, inherited, or otherwise transferred
from one person to another, however:
- If an
assignee dies and the spouse of the deceased assignee is a member of the
Tribe, the surviving spouse may continue to occupy the assigned homesite.
- If an
assignee dies and the spouse of the deceased assignee is a nonmember of
the Tribe, the surviving spouse may continue to occupy the assigned
homesite with special written permission from the Tribal Council;
- The Tribal
Council may give preference in reassignments to descendants or relatives
of the previous assignee;
- If the
land assignment is mortgaged or otherwise encumbered as authorized by
subsection (e) of this Section and the land assignment expires, is
relinquished, canceled, or otherwise terminated, the Tribal Council
shall (i) aid the mortgagee or other lender in replacing the assignee
with a suitable purchaser, including the heirs of a deceased assignee,
and assign the land assignment to such new purchaser in accordance with
this Article; and/or (ii) execute a lease in favor of the mortgagee or
other lender for the period remaining for the repayment of such mortgage
or other loan; and
- If the
land assignment (i) contains personal property which may not reasonably
be disposed of or removed from the land, such as a house, and (ii) the
Tribal Council does not reassign the land assignment to the heir or
other descendant of the previous assignee, then the Tribe shall pay such
heir or other descendant the reasonable market value of the personal
property less any amounts remaining on any mortgage, installment
contract, or other security interest. If the secured party is someone
other than the Tribe, the balance owed on the personal property shall be
paid to the secured party.
- Personal
property which may not reasonably be disposed of or removed from the
land, such as a house, shall not be devised, willed, inherited, or
otherwise transferred to a nonmember of the Tribe except with express
written permission of the Tribal Council.
(Sec. 20-26 -
20-30. Reserved.)
ARTICLE IV.
LEASING
Sec. 20-31. DEFINITIONS.
As used in this Article:
- "Lease"
means all tenancies and agreements, written, oral, or implied by law,
including valid rules and regulations, embodying the terms and conditions
concerning the use and occupancy of land and its buildings, structures, and
fixtures thereon, any portion thereof, or any other real property.
- "Lessee"
means any person or entity, including a sublessee or assignee, who occupies
land or other real property under a lease and includes a tenant for
residential property.
- "Lessor"
refers to the Tribe or to any other person or entity who has a legal,
beneficial, or equitable interest in land or other real property which for a
limited time has been leased or rented to another; and the term lessor shall
include any person or entity which has or leases land or other real property
under an agreement or other arrangement whereby the lessee may, on certain
conditions, obtain ownership of the occupied property at the end of
occupancy under the agreement.
- "Premises"
means land, real property, and/or any structures or parts thereof, existing
facilities and appurtenances, including, but not limited to, furniture and
utilities where applicable, grounds, areas, and existing facilities.
- "Rent"
means payments to be made to the lessor in full consideration for the lease,
rental, or use of the premises.
Sec. 20-32. TERMINATION OF LEASES.
- A lease from
year to year terminates at the end of each year unless written permission is
given to remain for a longer period. The permission shall specify the time
the lessee may remain, and upon termination of such time the lease expires.
- A lease from
month to month may be terminated by either the lessor or the lessee by
giving at least thirty (30) days written notice thereof.
- When a lease
is for a certain period, and the time expires, the lessee shall surrender
possession. Notice to quit or demand of possession is not then necessary
unless otherwise provided by the lease.
Sec. 20-33. EFFECT OF LESSEE HOLDING OVER.
When a lessee holds over and retains possession of a premises after the
expiration of the term of the lease without express contract with the owner or
lessor, the holding over shall not operate to renew the lease for the term of
the formal lease, but thereafter the lease is month to month.
Sec. 20-34. RULES, REGULATIONS, AND POLICIES.
- A lessor, from
time to time, may adopt rules, regulations, or policies, however described,
concerning the lessee's use and occupancy of the premises. Such rules,
regulations, or policies are enforceable against the lessee only if:
- They are
reasonably related to the purpose for which adopted; and
- They are
sufficiently explicit in prohibition, direction, or limitation of the
lessee's conduct to fairly inform him of what he must or must not do to
comply; and
- They apply
to all lessees in or on the premises in a fair manner; and
- They are
not for the purpose of evading the obligations of the lessor; and
- The lessee
has notice of them at the time he enters into the lease.
- A rule,
regulation, or policy adopted after the lessee enters into the lease is
enforceable against the lessee if reasonable notice is given to the lessee
and it does not work a substantial modification of his lease unless the
lessee gives his voluntary express written consent to such a modification at
the time of adoption of such rule, regulation, or policy.
Sec. 20-35. SUBLEASE AND ASSIGNMENT.
No sublease or assignment of a lease shall be valid without the express written
consent of the lessor and the Tribe.
Sec. 20-36. MAINTENANCE OF PREMISES.
A lessee shall exercise diligence to maintain the premises in as good condition
as when he took possession, ordinary wear and tear excepted.
Sec. 20-37. DAMAGES TO PREMISES.
The lessee shall be liable to the lessor for any removal or intentional and
material alteration or damage of any part of the land, a building, the
furnishings thereof, or any permanent fixture, by or at the instance of the
lessee, other occupants, or persons on the leased property with lessee's
consent, without prior permission of the lessor or his agent.
Sec. 20-38. FEDERAL LAW
All leases of Tribal Trust land must comply with all applicable mandatory
provisions of federal law.
(Sec. 20-39. - 20-40. Reserved.)
ARTICLE V.
RESIDENTIAL LANDLORD AND TENANT
DIVISION 1. GENERALLY
Sec. 20-41. APPLICABILITY.
This Article shall apply to all leases and other rental agreements for
residential purposes such as houses, apartments, mobile homes and condominiums,
but shall not apply to commercial or other leasing and assignments.
Sec. 20-42. DEFINITIONS.
As used in this Article:
- "Building
and housing codes" means any law, ordinance, or regulation of the Tribe
concerning fitness for habitation, or the construction, maintenance,
operation, occupancy, use or appearance of any premises.
- "Landlord"
refers to the Tribe or to any other person or entity who has an interest in
land or other real property which for a limited time has been leased or
rented to another.
- "Premises"
means any structures or parts of land or real property, existing facilities
and appurtenances, including, but not limited to, furniture and utilities
where applicable, grounds, areas, and existing facilities, except that such
term shall never include the title or ownership interest in tribal, trust,
or otherwise restricted land.
- "Rent"
means payments to be made to the landlord in full consideration for the
lease, rental, or use of the premises.
- "Rental
agreement" means all tenancies and agreements, written, oral, or
implied by law, including but not limited to, a lease, embodying the terms
and conditions concerning the use and occupancy of a premises but shall not
include a mortgage, installment contract, or other lien upon or loan secured
by real property as those terms are defined in Section 20-102 of Article VII
of this Chapter.
- "Security"
means money or property given to assure payment or performance under a
rental agreement.
- "Single
family residence" means a structure maintained and used as a residence
under a single rental agreement such as a house or trailer home, but not
including residential structures commonly referred to as apartments or
condominiums or any other such structure designed or used for the occupancy
of several families or groups of occupants.
- "Tenant"
means any person or entity who occupies land or other real property under a
rental agreement.
- The terms
"nuisance" and "waste" shall have the same meanings as
those terms are defined in Section 20-81 of Article VI of this Chapter.
Sec. 20-43. PROHIBITED RENTAL AGREEMENTS AND PROVISIONS.
- Except with
the express written approval of the Tribal Council, no rental agreement
shall provide for the rental of a premises to any person or entity unless at
least one tenant or occupant is an enrolled member of the Tribe.
- No rental
agreement shall provide that the tenant agrees to any of the following:
- To waive
or forego rights or remedies under this Article or under the laws of the
Tribe;
- To the
exculpation of limitation of any liability of the landlord arising under
law or to indemnify the landlord for that liability or the costs
connected therewith.
- A rental
agreement violating subsection (a) of this Section or a provision included
in a rental agreement prohibited by subsection (b) of this Section shall be
unenforceable.
(Sec. 20-44 - 20-50.
Reserved.)
DIVISION 2.
LANDLORD OBLIGATIONS
Sec. 20-51. SECURITY DEPOSITS.
- A landlord
shall not demand or receive security, however denominated, including, but
not limited to, prepaid rent, in an amount or value in excess of one and
one-half month's rent. This subsection does not prohibit a tenant from
voluntarily paying more than one and one-half month's rent in advance.
- Any deposits
or security, if nonrefundable, must be so stated in writing by the landlord.
- Upon
termination of the rental agreement, property or money held by the landlord
as prepaid rent and security may be applied to the payment of accrued rent
and the amount of damages which the landlord has suffered by reason of the
tenant's failure to maintain the premises as required by Section 20-61 of
this Article all as itemized by the landlord in a written notice delivered
to the tenant together with the amount due within fourteen (14) days after
termination of the rental agreement and return of possession to the landlord
by the tenant.
- Upon
termination of the rental agreement, property or money held by the landlord
as prepaid rent and security shall be refunded to the tenant within fourteen
(14) days after termination of the rental agreement and return of possession
to the landlord by the tenant excepting any of such property or money
rightfully withheld for the purposes of subsection (c) of this Section.
- If the
landlord fails to comply with subsections (b), (c), and (d) of this Section,
the tenant may recover the property and money due him plus damages in an
amount equal to twice the amount wrongfully withheld.This Section shall not
preclude the landlord or tenant from recovering other damages to which he
may be entitled under this Article.
Sec. 20-52. DISCLOSURE AND TENDER OF WRITTEN RENTAL AGREEMENT.
- If there is a
written rental agreement, the landlord must tender and deliver a signed copy
of such rental agreement to the tenant and the tenant must sign and deliver
to the landlord one fully executed copy of such rental agreement within a
reasonable time after the agreement is executed. A form written rental
agreement shall have all blank spaces completed.
- Noncompliance
with this Section shall be deemed a material noncompliance by the landlord
or the tenant, as the case may be, of the rental agreement.
Sec. 20-53. LANDLORD TO SUPPLY POSSESSION OF PREMISES.
At the commencement of the term of tenancy the landlord shall deliver possession
of the premises to the tenant in compliance with the rental agreement and
Section 20-54 of this Article. The landlord may bring an action for possession
against any person wrongfully in possession as provided by this Article.
Sec. 20-54. LANDLORD TO MAINTAIN FIT PREMISES.
- The landlord
shall:
- Comply
with the requirements of applicable building and housing codes
materially affecting health and safety and all other laws of the Tribe
regarding land and other real property and its uses;
- Make all
repairs and do whatever is necessary to put and keep the premises in a
fit and habitable condition;
- Keep all
common areas, if any, of the premises in a clean and safe condition;
- Maintain
in good and safe working order and condition all electrical, plumbing,
sanitary, heating, ventilating, air conditioning and other facilities
and appliances supplied or required to be supplied by him;
- Provide
and maintain appropriate receptacles and conveniences for the removal of
ashes, garbage, rubbish, and other waste incidental to the occupancy of
the premises and arrange for their removal; and
- Supply
running water and reasonable amounts of hot water at all times,
reasonable heat and reasonable air conditioning or cooling where such
units are installed and offered, when required by seasonal weather
conditions, except where the premises are so constructed that heat, air
conditioning or cooling, or hot water is generated by an installation
within the exclusive control of the tenant and supplied by a direct
public utility connection.
- The landlord
and tenant of a single family residence may agree in writing supported by
adequate consideration, that the tenant perform the landlord's duties
specified in subsection (a) of this Section and also specified repairs,
maintenance tasks, alterations and remodeling, but only if:
- The
transaction is entered into in good faith; and
- The lessor
delivers possession of the premises at the beginning of the term of the
rental agreement in a healthy, safe, fit, and habitable condition.
Sec. 20-55. EXCLUSIONS AND EXCEPTIONS.
- Subsection
(b), paragraph (2) of Section 20-43 of this Article shall not apply, except
by express written agreement, to the Tribe as landlord.
- Section 20-54
of this Article shall not apply to land assignments under Article III of
this Chapter.
- Nothing in
this Article shall be construed as waiving the sovereign immunity of the
Tribe or granting any right to recover costs, attorney's or advocate's fees,
or other damages from the Tribe except that when the Tribe is landlord, the
tenant may bring an action against the Tribe:
- To recover
security wrongfully withheld as provided by subsection (e) of Section
20-51 of this Article provided the monetary damages permitted by
such subsection (e) of Section 20-51 shall not be available; and
- For
injunctive or declaratory relief for noncompliance by the Tribe as
provided by subsection (b) of Section 20-71 of this Article provided
the damages permitted by such subsection (b) of Section 20-71 shall not
be available.
(Sec. 20-56 -
20-60. Reserved.)
DIVISION 3.
TENANT OBLIGATIONS
Sec. 20-61. TENANT TO MAINTAIN PREMISES.
The tenant shall:
- Comply with
all obligations primarily, imposed upon tenants by applicable provisions of
building and housing codes materially affecting health and safety;
- Keep that part
of the premises that he occupies and uses as clean and safe as the condition
of the premises permit;
- Dispose from
the premises all ashes, rubbish, garbage, and other waste in a clean and
safe manner;
- Keep all
plumbing fixtures on the premises or used by the tenant as clean as their
condition permits;
- Use in a
reasonable manner all electrical, plumbing, sanitary, heating, ventilating,
air conditioning, and other facilities and appliances in the premises;
- Not
deliberately or negligently destroy, deface, damage, impair or remove any
part of the premises or commit waste or knowingly permit any person to do
so;
- Conduct
himself and require other persons on the premises with his consent to
conduct themselves in a manner that will not disturb his neighbors' peaceful
enjoyment of the premises nor cause a nuisance;
- Exercise
diligence to maintain the premises in as good condition as when he took
possession, ordinary wear and tear excepted;
- Comply with
all other laws of the Tribe imposing obligations on tenants.
Sec. 20-62. ACCESS.
- The tenant
shall not unreasonably withhold consent to the landlord to enter onto or
into the premises in order to inspect the premises; make necessary or agreed
repairs, decorations, alterations or improvements; supply necessary or
agreed services; or exhibit the premises to prospective or actual
purchasers, mortgagees, tenants, workmen, or contractors.
- The landlord
may enter the premises without consent of the tenant in case of emergency.
- The landlord
shall not abuse the right to access or use it to harass the tenant. Except
in case of emergency or if it is impracticable to do so, the landlord shall
give the tenant at least two (2) days notice of his intent to enter and
enter only at reasonable times.
(Sec. 20-63 - 20-70.
Reserved.)
DIVISION 4.
REMEDIES
Sec. 20-71. NONCOMPLIANCE BY LANDLORD.
- Except as
otherwise provided in this Article, if there is a material noncompliance by
the landlord with the rental agreement or noncompliance with the landlord's
obligations under this Article and not relieved by agreement of the parties
pursuant to subsection (b) of Section-26-54 of this Article the tenant may
deliver a written notice to the landlord specifying the acts and omissions
constituting the breach and that the rental agreement will terminate upon a
date not less than fourteen (14) days after receipt of the notice if the
breach is not remedied within ten (10) days. The rental agreement shall
terminate and the premises shall be vacated as provided in the notice
subject to the following:
- If the
breach is remediable and the landlord adequately remedies the breach
prior to the date specified in the notice, the rental agreement will not
terminate; and
- The tenant
may not terminate for a condition caused by the deliberate or negligent
act or omission of the tenant, a member of his family or other occupant
of the premises, or other person on the premises with his consent.
- Except as
provided in this Article and in addition to any right of the tenant arising
under subsection (a) of this Section, the tenant may recover damages and
obtain injunctive or declaratory relief for any noncompliance by the
landlord with the rental agreement or the landlord's obligations under this
Article not relieved by agreement of the parties pursuant to subsection (b)
of Section 20-54 of this Article.
- If the rental
agreement is terminated, the landlord shall return any and all security
recoverable by the tenant under Section 20-51 of this Article.
- The provisions
of subsection (b) of this Section providing for the recovery by the tenant
of damages shall not apply to the Tribe as landlord.
Sec. 20-72. NONCOMPLIANCE BY TENANT.
Except as otherwise provided in this Article, the landlord's remedies shall be
limited to an action for unlawful detainer in accordance with Article VI of this
Chapter.
Sec. 20-73. LANDLORD'S LIEN FOR RENT.
- In the event a
tenant defaults on the payment of rent, the landlord shall have a lien on
all property of his tenant not exempt by the laws of the Tribe, placed upon
or used on the leased or rented premises, until the rent is paid.
- The landlord
may seize for rent any personal property of his tenant and other lawful
occupants found on the premises, but the property of any other person,
although found on the premises, shall not be liable therefor. If the tenant
fails to allow the landlord to take possession of such property, the
landlord may reduce the property to possession by an action to recover
possession in Tribal Court, and may hold or sell the property for the
payment of the rent.
- The landlord
shall have a lien for rent upon crops grown or growing upon the premises,
whether the rent is payable in money, articles of property, or products of
the premises, and the lien shall continue for a period of six months after
expiration of the term of the lease.
- When the
premises are sublet or when the rental agreement is assigned, the landlord
shall have the same lien against the sublessee or assignee as he would have
against the tenant and may enforce the lien in like manner.
(Sec. 20-74 -
20-80. Reserved.)
ARTICLE VI.
EVICTION
Sec. 20-81.
DEFINITIONS.
- "Eviction"
and "evict" mean the actual and forceful expulsion of a lessee
from rented or leased premises and terminating such lessee's interest in
such premises. Such terms shall not include a lessee surrendering the
premises to the lessor after the termination of a lease due to the
expiration of the term of the lease nor the lawful termination of the lease
by the lessee.
- "Nuisance"
is the maintenance on a premises of a condition which:
- Unreasonably
threatens the health, safety, or welfare of the Tribe, its members, the
public at large, or neighboring land users; or,
- Unreasonably
and substantially interferes with the ability of neighboring property
users to enjoy the reasonable use and occupancy of their property.
- "Unlawful
detainer action" means a suit brought before the Tribal Court to
terminate a lessee's interest in land or other real property and/or evict
any person from occupancy of a premises.
- "Waste"
means the spoil or destruction by a lessee of land, buildings, gardens,
trees, or other improvements or natural occurrences which results in
substantial injury to the lessor's interest in the premises or, when it is
not the lessor, the Tribe's interest in the premises; such term shall
include any of the enumerated reasons set forth in subsections (b) and (c)
of Section 20-24 of Article III of this Chapter constituting sufficient
cause to cancel an assignment of land.
- "Writ of
restitution" means an order of the Tribal Court:
- Restoring
an owner or lessor to possession of real property and,
- Evicting a
lessee or other occupant therefrom.
- The terms
"lease," "lessee," "lessor,"
"premises," and "rent" shall have the same meanings as
those terms are defined in Section 20-31 of Article IV of this Chapter,
except that in the case of an eviction regarding a lease or other rental
agreement for residential purposes, such terms shall have the same meanings
as "rental agreement," "tenant," "landlord,"
"premises," and "rent," respectively, as those terms are
defined in Section 20-42 of Article V of this Chapter.
Sec. 20-82. GROUNDS FOR EVICTION.
A lessee or other occupier of land may be evicted by his lessor in accordance
with this Article if such person shall remain in possession of the premises
under any of the following situations:
- Without the
requirement of any notice, a lessor may utilize self-help eviction under the
following circumstances:
- If such
person has entered onto or remains on the premises of another without
the permission of the owner and without having any substantial claim of
a lease or other legal interest in the premises; or
- After the
Tribe has canceled a person's land assignment pursuant to Section 20-24
of Article III of this Chapter; or
- Thirty
(30) days after such person's interest in the premises has been
foreclosed in a foreclosure proceeding in the Tribal Court pursuant to
Article VII of this Chapter.
- After
providing proper notice, a lessor may utilize self-help eviction under the
following circumstances:
- When the
lease has expired and the lessor has given notice, as required by the
lease and otherwise in accordance with this Article, that the lease
shall terminate at a time specified by the notice, but not less than
thirty (30) days from the date of such notice; or
- When such
person fails or continues to fail to keep or perform any material condition
or covenant of the lease after he has been given notice and opportunity to
remedy in accordance with this Article and the lease;
- When such
person is in default in the payment of rent for at least ten (10) calendar
days after the date such rent is due and has received at least five (5) days
notice, in accordance with this Article, and such person has remained in
possession after receipt of such notice without either surrendering
possession of the premises or paying the rent;
- When such
person continues to fail to comply with applicable rules, regulations, or
policies after he has been given notice and opportunity to remedy in
accordance with this Article provided that such rules, regulations, or
policies shall comply with Section 20-34 of Article IV;
- When such
person continues to commit or to permit waste upon or maintain a nuisance
upon the occupied premises after having been given notice and opportunity to
remedy in accordance with this Article;
- When such
person has been convicted of a criminal offense where the activity of such
criminal offense threatens the health, safety, welfare, or right of peaceful
enjoyment of other residents of the community and no appeal is pending and
he has been given notice, in accordance with this Article, that the lease
shall terminate at a time specified by the notice, but not less than thirty
(30) days from the date of such notice; or
- When such
person has been convicted of a criminal offense regarding drugs on or near
the premises and no appeal is pending and he has been given notice, in
accordance with this Article, that the lease shall terminate at a time
specified by the notice, but not less than thirty (30) days from the date of
such notice.
Sec. 20-83. PROCEDURES FOR SERVICE OF NOTICE.
- Unless
specifically mandated otherwise, notices required or authorized by
subsections (b) through (i) of Section 20-82 or any other Section of this
Article shall be given at least twenty (20) days prior to the lessor taking
any authorized action and shall comply with subsection (b) of this Section.
Such notices shall be given to the lessee by either:
- Delivering
a copy personally to the lessee or occupier or to any adult member of
his family resident on the premises; or
- Posting
said notice in a conspicuous place near the entrance to said premises,
and by sending an additional copy to the lessee or occupier by certified
mail, return receipt requested, properly addressed, postage prepaid.
Proof of service by either of the above methods may be made by affidavit
of any adult person stating that he or she has complied fully with the
requirements of one of the above methods of service.
- Notices
required under this Article shall be in writing substantially in the
following form:
"I (or we) hereby give you notice that your are to quit possession or
occupancy of the premises now occupied by you at (here insert the address or
other reasonable description of the location of the premises), on or before
the (here insert the date) for the following reason(s) (here insert the
legally cognizable reason or reasons for the notice to quit possession using
the statutory language or words of similar import). Signed, (here insert the
signature, name and address of the lessor as well as the date and place of
signing.)"
Sec. 20-84. DEFENSES.
One or more of the following shall constitute a sufficient defense, to the
extent necessary to ensure justice, to any unlawful detainer action:
- Due to the
fault of the lessor and no fault of the tenant, that the premises are
untenable or uninhabitable such that they constitute a real and serious
hazard to human health and safety and not mere inconvenience;
- That the
lessor has failed or refused to make repairs which are his responsibility
after a reasonable demand by the lessee to do so, without good cause, and
such repairs are necessary for the reasonable enjoyment of the premises;
- That the
lessor has failed or continued to fail to keep or perform any material
condition or covenant of the lease after reasonable notice and opportunity
to remedy;
- That the
lessor has failed to keep or perform any obligations primarily imposed upon
lessors by applicable provisions of building and housing codes materially
affecting health and safety after reasonable notice and opportunity to
remedy;
- That the
lessee has remedied any default or otherwise rendered moot any alleged
ground for eviction; or
- Any other
material or relevant fact or legal defense the lessee presents which may
demonstrate his eviction would be unjust and unfair.
Sec. 20-85. SETTLEMENT.
- After notice
has been served on the lessee and anytime before the entering of a writ of
restitution by the Tribal Court, a lessor and lessee may settle the matter
between the parties without affecting their rights in any manner except as
agreed upon. Such settlement may include, but is not limited to:
- The lessee
voluntarily quitting the premises without the lessor filing an unlawful
detainer action or the entering of a writ of restitution;
- The barter
for services or goods, or any other means of securing a fair exchange of
value for the use of the premises;
- The
stipulation of a judgement to be entered by the Tribal Court; or
- The
dismissal of the matter in exchange for any agreement reached.
- The Tribal
Court may stay an unlawful detainer action, as necessary and just, where the
parties have entered negotiations for settlement.
Sec. 20-86. ACTUAL EVICTION.
- A lessor or
owner of real property may evict a lessee or other occupant only in
accordance with this Article and only for the grounds specified in Section
20-82 of this Article.
- Except as
otherwise provided by Section 20-82 (a) and (b), eviction of a lessee shall
require the filing of an action in Tribal Court for unlawful detainer and
the issuance of a writ of restitution pursuant to this Article.
Sec. 20-87. ACTION FOR UNLAWFUL DETAINER.
If the requirements of notice have been met and the lessee remains on the
premises, a lessor or owner may commence an unlawful detainer action by filing
with the Tribal Court, in compliance with the laws of the Tribe, the following:
- A complaint,
signed and verified by the owner, lessor, authorized agent, or advocate:
- Naming the
lessee and each occupant of the premises;
- Stating
the facts on which he seeks to recover, including the alleged grounds
for eviction;
- Containing
a description of the leased or rented premises so that they can be
identified with reasonable certainty;
- Stating
any claim for damages or compensation due from the persons to be
evicted;
- Having
appended as exhibits true and correct copies of (i) the rental or other
agreement between the parties, (ii) any and all notices required or
authorized by Section 20-82 of this Article and the lease between the
parties, and (iii) all other necessary documents; and
- Including
an allegation that all relevant requirements and conditions prescribed
in (i) any and all applicable laws, regulations, and policies, and (ii)
the provisions of the lease have been complied with by the lessor.
- A summons
issued as in other cases requiring the defendants to appear for trial upon
the complaint.
- When a
complaint is filed in the Tribal Court, it shall be immediately presented to
a judge of the Tribal Court. This shall be on the date of the filing, or, if
no judge is present, on the first regular Court day after filing or when a
judge may first be found. The judge shall review the complaint and shall, if
it appears in compliance with subsection (a) of this Section and served as
set forth in Section 20-83 of this Article, issue an order of the Court
requiring the defendant named in the complaint to appear before the Court on
a certain date to contest such complaint. The date for appearance for
answering the complaint shall be no less than (5) calendar days after the
date of the order in matters involving serious nuisance or fifteen (15)
calendar days in all other cases.
Sec. 20-88. SERVICE OF PROCESS AND PROCEDURE.
Unless specifically provided otherwise in this Article, the laws of the Tribe
governing service of process and all other matters relating to the conduct of
Tribal Court proceedings shall apply to any unlawful detainer action under this
Article.
Sec. 20-89. COMMENCEMENT OF PROCEEDINGS.
- If the lessee
appears before the Tribal Court in person or in writing to test the
complaint, the Court shall set a hearing date. Any written response shall
state any defenses or factual disputes and where any defendant appears in
person, a written response shall be served upon the plaintiff within ten
(10) calendar days of any hearing, excluding weekends and holidays.
- The Tribal
Court shall set a hearing date which is no more than fifteen (15) calendar
days following the date for appearance, except when the hearing date would
fall on a weekend or holiday, and in such a situation, on the first regular
Court day following that date.
- A defendant
may, for good cause shown, and upon payment of a reasonable sum for the fair
rental value of the premises between the date on which the complaint was
filed and the date of hearing, obtain an extension of time, beyond the
fifteen (15) day period. The Tribal Court may refuse to extend the date of
hearing where the complaint is based upon nuisance provided in Section 20-82
(f), and shall not extend the date of hearing where the complaint is based
upon conduct which is alleged to constitute a serious danger to public
health, safety, or peace.
- The Tribal
Court may, in its discretion, on motion from the lessor order the lessee to
pay into the Court rents for the use and occupancy of the premises during
the pendency of the action for unlawful detainer.
Sec. 20-90. EVIDENCE.
Evidence in proceedings under this Article shall be informal, and may include
relevant and reliable hearsay evidence if such evidence is not the basis for the
final decision. The books and records of the parties as to the payment or
nonpayment of monies owed will be received in evidence and the files and
business records of the lessor with respect to the agreement of the parties will
be received in evidence upon their presentation to the Tribal Court provided
that a lessee may examine the custodian of such records as to their contents.
All hearings will be informal and designed to receive evidence in a fair and
just manner.
Sec. 20-91. POWER OF THE TRIBAL COURT.
- After the
commencement of an unlawful detainer action under this Article, provided the
parties have not settled, the Tribal Court shall enter a writ of restitution
if:
- Notice of
suit and trial is given by service of summons and complaint in
accordance with the procedures provided by the laws of the Tribe,
including this Chapter; and
- The Tribal
Court shall find (i) that the lessee has received notices as required by
and in accordance with this Article; (ii) that the lessor has complied
with all applicable laws, regulations, and policies and the lease; and
(iii) that one or more grounds for eviction enumerated in Section 20-82
of this Article actually and truly exists without a valid defense of the
lessee.
- Upon issuance
of a writ of restitution or a finding for the lessor or owner, in whole or
in part, the Tribal Court shall have the authority to enter against the
defendant a judgment ordering any of the following:
- The
payment of back rent; unpaid utilities; charges due the Tribe or land
owner under any rental or other occupancy agreement (not including a
mortgage, installment contract, or other loan secured by real property,
as those terms are defined in Section 20-102 of Article VII of this
Chapter); damages caused by the defendants to the premises other than
ordinary wear and tear; and damages required by the lease, if any are so
provided, or this Chapter;
- The
performance of any obligation required by law; and
- Any other
necessary and just relief.
- Upon a finding
for the defendant, in whole or in part, the Court shall have the authority
to enter against the lessor or owner a judgement ordering any of the
following:
- The
payment of damages for injury caused by the lessor or required by the
lease, if any are so provided, or this Chapter, except where such
damages would be awarded against the Tribe without its express and
unambiguous consent;
- Possession
of the premises by lessee;
- The
performance of any obligation required by law; and
- Any other
necessary and just relief.
- The Tribal
Court shall have the authority to award to the prevailing party his costs
and reasonable advocate's fees in bringing suit, except where such costs and
advocate's fees would be awarded against the Tribe without its express and
unambiguous written consent.
Sec. 20-92. STAY OF EXECUTION.
After the entry of a writ of restitution against a lessee, such lessee may apply
to the Tribal Court for a stay of execution of such writ if, within five (5)
days of the judgement being entered, the lessee establishes:
- Good and
reasonable grounds affecting the well-being of the party are stated;
- There would be
not substantial prejudice or injury to the lessor or owner during the period
of the stay;
- Execution of
the writ of restitution could result in extreme hardship for the lessee; or
- A bond is
posted or monies paid to the Tribal Court to satisfy the judgement or pay
for the reasonable use and occupancy of the premises during the period of
the stay.
Sec. 20-93. ENFORCEMENT.
Upon issuance of a valid and final writ of restitution by the Tribal Court,
tribal law enforcement officers shall enforce such writ of restitution, as
necessary, by evicting the defendants and their property from the premises which
are unlawfully occupied unless the lessee has applied for, without rejection, or
actually obtained a stay of execution from the Tribal Court.
Sec. 20-94. APPEALS.
The laws of the Tribe governing appeals shall apply to any unlawful detainer
action permitted under this Article.
Sec. 20-95. EXCLUSIONS AND EXCEPTIONS.
This Article shall not apply to land assignments.
(Sec. 20-96 - 20-100. Reserved.)
ARTICLE VII.
MORTGAGES/INSTALLMENT CONTRACTS AND FORECLOSURE.
Sec. 20-101. APPLICABILITY OF ARTICLE.
This Article shall apply to any and all mortgages of real property and
households, whether of a leasehold, land assignment, or other interest in real
property; any and all installment contracts for the purchase of a household,
real property, or any interest therein; any and all liens upon real property or
any interest therein; and any and all loans secured, directly, indirectly, or
collaterally, by real property or any interest therein. Reference to
"mortgage or installment contract" shall include any lien upon real
property or any interest therein as well as any loan secured, directly,
indirectly, or collaterally, by real property or any interest therein and
reference to "mortgagor or purchaser" and "mortgagee or
seller" shall include the parties to any such lien or loan. This Article
shall not apply to any mortgages of, liens upon, installment contracts for the
purchase of, or loans secured by personal property.
For purposes of the remedies provided by this Article, "households" or
"homes" shall be considered "real property" even though
other sections of this code classify households and homes as personal property.
For purposes of federal leasing law, households shall be considered personal
property.
Sec. 20-102. DEFINITIONS.
As used in this Article:
- "Foreclosure
proceeding" means a proceeding in the Tribal Court to foreclose the
interest of the mortgagor or purchaser, and each person or entity claiming
through the mortgagor or purchaser, in a mortgage or installment contract
and in the real property for which such mortgage or installment contract has
been given.
- "Guarantor"
means a person or entity who secures, insures, or guarantees the unpaid
amount and/or interest due on a mortgage or installment contract as to the
mortgagee or seller. Unless provided otherwise, such person shall have the
same rights and liabilities as the mortgagee or seller to bring a
foreclosure action under this Article against a mortgagor or purchaser.
- "Installment
contract" means an agreement by which a purchaser agrees to make
periodic payments toward the purchase of a household or other real property
to a seller and such term shall include the sale of homes by the Tribe to
its members.
- "Land
assignment" means the assignment of tribal or restricted land pursuant
to Article III of this Chapter.
- "Lease"
means an agreement or other arrangement other than a land assignment or
license, whether oral, written, or implied by law, providing for the use and
occupancy of tribal or restricted land.
- "Lessor"
means the Tribe or other beneficial or equitable owner of tribal or
restricted land under a lease or the heirs, successors, executors,
administrators, or assigns of such lessor.
- "Mortgage"
means the mortgage of an interest in real property or a household, including
leasehold interests and land assignment interests, given to secure a loan
whether or not guaranteed by a third entity and such term shall include any
lien upon real property or any interest therein as well as any loan secured,
directly, indirectly, or collaterally, by real property or any interest
therein.
- "Mortgagee"
means the person or entity who takes or receives a mortgage, such as a bank,
mortgage company, or other lender, or the successor in interest of any such
person or entity and such term shall include any person or entity who holds
a lien on real property or grants a loan secured by real property, or the
successor in interest of any such person or entity.
- "Mortgagor"
means the person or entity who is the debtor for a mortgage or other lien on
or loan secured by real property.
- "Purchaser"
means a person or entity who buys, purchases, or otherwise receives a
household or real property from another under an installment contract or the
heirs, successors, executors, administrators, or assigns of such person or
entity.
- "Real
property" means all improvements and fixtures upon land, including
crops grown or growing upon land; that which is incidental or appurtenant to
land; all rights, interests, privileges, easements, and encumbrances
relating to land, including tenancies and liens of judgement, mortgage, or
otherwise; and any portion of these, except that such term shall never
include subsurface rights or the title or ownership interest in tribal,
trust, or otherwise restricted land.
- "Seller"
means the person or entity who vends, sells, or otherwise transfers real
property or a household to another under an installment contract or the
successor in interest of such person or entity.
- "Subordinate
lienholder" means the holder of any lien, including a subsequent
mortgage or installment contract, perfected subsequent to another mortgage
or installment contract affecting the same real property provided that such
term shall not include the Tribe with respect to any lien or claim it may
have.
Sec. 20-103. EFFECT OF MORTGAGE OR INSTALLMENT CONTRACT.
- A mortgage or
installment contract is a lien upon the real property used to secure the
loan or debt, but does not create an estate, title, or other such interest
in the real property for the mortgagee or seller. Such a lien does not
entitle the mortgagee or seller to possession of the real property unless
authorized by the express terms of the mortgage or installment contract or
other provisions of this Chapter. In the case of the Tribe selling a
household to a Tribal Member by an Installment Contract, in addition to the
lien the Tribe shall retain the title to the household until all the
conditions of that Agreement are satisfied.
- The mortgagee
or seller receives as security the interest of the mortgagor or purchaser in
the real property for which the mortgage or installment contract is given,
including, but not limited to, the mortgagor's or purchaser's interest in
the lease, land assignment, or other such instrument used to secure use and
occupancy of the land, unless otherwise provided by agreement of the parties
or limited by the laws of the Tribe. Such security shall not and may never
include the title or ownership interest in any tribal, trust, or otherwise
restricted land containing the real property used to secure the loan except
when the Tribe is mortgagee or seller.
- A mortgagee or
seller shall not receive as security more interest of the mortgagor or
purchaser in such real property than is reasonably necessary, at the time of
execution of the loan, to protect such loan in case of default. A mortgagee
or seller may not foreclose upon any interest in real property not so
reasonably necessary.
- A mortgage or
installment contract shall specify the property or assets subject to the
lien. A mortgagee or seller shall not receive a blanket mortgage or
otherwise create a lien on all or a substantial portion of the property,
real and personal, or assets of the mortgagor or purchaser. Any mortgage or
installment contract which purports to create a lien on all or a substantial
portion of the property, real and personal, or assets of the mortgagor or
purchaser shall be unenforceable.
- The provisions
of subsections (c) and (d) of this Section shall not apply to the Tribe as
mortgagee or seller.
Sec. 20-104. PRIORITY.
- Except as
otherwise provided by this Section, multiple liens on the same real property
shall have priority in relation to one another according to the priority
established by Section 20-13 of Article II of this Chapter.
- With the
exception of any lien of the Tribe, any mortgage or installment contract
which is secured for repayment by a guarantor shall be the first lien on the
real property and all other liens on the real property not secured for
repayment by a guarantor shall be subordinate to such mortgage or
installment contract. If more than one lien on the real property is secured
for repayment by a guarantor, they shall have priority in relation to one
another according to the priority established by Section 20-13 of Article 11
of this Chapter.
Sec. 20-105. ACTION ON DEBT AND FORECLOSURE.
- A mortgagee or
seller may elect between bringing an action on the debt or foreclosure of a
mortgage or installment contract. If separate actions are brought on the
debt and to foreclose the mortgage given to secure it, the mortgagee,
seller, or other plaintiff shall elect which to pursue and the other shall
be dismissed.
- A valid
judgement entered by the Tribal Court in an action on the debt shall bar a
subsequent foreclosure involving the same mortgage or installment contract
to the extent the original action on the debt would bar a subsequent action
on the debt. Likewise, a valid foreclosure of the Tribal Court shall bar a
subsequent action on the debt involving the same mortgage or installment
contract.
- Mortgages and
installment contracts shall be foreclosed by action in the Tribal Court.